Savings & Investing Rates

Rates are subject to change, please ask for current rates when depositing. Earnings could be reduced by fees and/or early withdrawal penalties. Dividends are forfeited if account is closed before the dividend has been credited to the account. Dividends are credited on the first day of each quarter (January 1st, April 1st, July 1st and October 1st). *APY = Annual Percentage Yield

Interest Rates Effective Until April 30, 2014.

Shares (Savings), Club Accounts and All Purpose Accounts
0.15% APY*

 

Share Draft Accounts (Checking Accounts)
0 to $2,999
$3,000 & Up
0.10% APY*
0.20% APY*

 

Term Share Certificates (CDs)
Term
Minimum Balance
Rate
APY*
3 Months
$1,000
0.35%
0.35%
6 Months
$1,000
0.40%
0.40%
1 Year
$1,000
0.50%
0.50%
18 Months
$500
0.60%
0.60%
2 Years
$1,000
0.70%
0.70%
30 Months
$1,000
0.80%
0.80%
3 Years
$1,000
0.90%
0.90%
42 Months
$1,000
1.00%
1.00%
4 Years
$1,000
1.10%
1.10%

 

IRA* and Coverdell Education Certificates (CDs)
Term
Minimum Balance
Rate
APY*
1 Year
$1,000
0.50%
0.50%
2 Years
$1,000
0.70%
0.70%
3 Years
$1,000
0.90%
0.90%
4 Years
$1,000
1.10%
1.10%

 

IRA* and Coverdell Education Shares
0 to $1,000
$1,001 to $10,000
$10,001 to $25,000
$25,001 & Up
0.50% APY*
0.75% APY*
1.00% APY*
1.50% APY* *

 

Savings Plus*
Minimum Balance
Rate
APY*
0 to $999
0.15%
0.15%
$1,000 to $9,999
0.20%
0.20%
$10,000 to $49,999
0.30%
0.30%
$50,000 to $99,999
0.40%
0.40%
$100,000 to $199,999
0.50%
0.50%
$200,000 and up
0.60%
0.60%

 

Jumbo Term Share Certificates (CDs)
Term
Minimum Balance
Rate
APY*
1 Month
$100,000
0.30%
0.30%
3 Months
$100,000
0.55%
0.55%
6 Months
$100,000
0.65%
0.65%
1 Year
$100,000
0.75%
0.75%

* Businesses are ineligible for Savings Plus and IRA accounts.