The Very Versatile Visa

Dort Federal offers a VISA Platinum card to qualifying members. Here are the card's vital statistics.

  • No Annual Fee
  • No Balance Transfer Fee (No grace period on balance transfers - 25 day grace period on purchases)
  • No Cash Advance Fee (No grace period on cash advances - 25 day grace period on purchases)
  • Schedule of Fees and Charges
  • Enjoy peace of mind and purchasing power with credit limits up to $35,000 for qualified members
  • Enjoy the convenience of automatic payment options which make repayment simple
  • Shop online with extra security with Verified by Visa
  • Cash advances available at any Visa logo ATM machine, by phone with Dort by Phone, online with Dort Online Banking, or at any Dort Federal office!
  • Accepted worldwide (Click here for the latest exchange rates)
  • VISA Gift Cards
  • VISA Credit Card Terms and Conditions

Cash Back Flex Rewards

Effective February 1, 2014, our CashBack Rewards Visa Platinum Cards will become the Cash Back Flex Rewards card. Cash Back Flex Rewards will be a point based card, still offering you the option to redeem points for the same great 1% CashBack Rewards, or you can use the points for merchandise, travel, or gift cards.

What do I need to do?

  • Nothing! Keep using your existing Dort Federal Visa Platinum Card and you’ll be earning points redeemable for cash, merchandise, travel, or gift cards.

How do I redeem my points?

  • When you’re ready, simply go to and register. Then, start redeeming your points March 1, 2014.

How do I redeem for cash?

  • One of the best features of the Cash Back Flex Rewards program is you can redeem points for cash when you want to—you no longer have to wait for your annual rebate. Simply log in to your account, and you can redeem points in $50 increments (5,000 points = $50). Have 50,000 points and only want to redeem 20,000 for $200? You can do that! Want to redeem 10,000 points for cash and use the remaining points to book airfare through You can do that too! You choose when you want to redeem, for how much, and even how you want to receive the cash! You decide, a check mailed to you, or a credit right to your savings account.

Your ScoreCard Visa CashBack statement arriving in February will include a new merchandise and travel catalog featuring hundreds of items. Shortly after that, you’ll be receiving your 2013 CashBack Rewards rebate in mid February. Remember, even as we change programs, you’re still earning points every time you use your Dort Federal Visa Platinum Card. 

Lost or Stolen VISA or Dort One Debit Card
Call (800) 543-5073 if you need to report a lost or stolen VISA or Dort One Debit Card.

If there is a transaction on your card that you would like to dispute, you can complete this form or login to Dort Online banking and complete the VISA dispute form within the Secure Forms section there.

VISA Gift Cards

Dort Federal now offers flexible and convenient VISA Gift Cards that you can purchase online or in any of our offices. The gift card can be used anywhere VISA is accepted and you can choose a dollar amount between $25 and $500. There is a $5.95 shipping and handling fee if you purchase a card online and a $5.00 fee if you purchase a card at one of our offices.

If you have received a gift card and want to check the balance on it, please go to or call 1-866-244-5360.

USA Patriot Act requirements for loan applications.


Interest Rates and Interest Charges
Annual percentage Rate (APR) for Purchases
9.5%-18.0% based on your creditworthiness
APR for Transfers
9.5%-18.0% based on your creditworthiness
APR for Cash Advances
9.5%-18.0% based on your creditworthiness
How to Avoid Paying Interest on Purchases
Your due date is 26 days after the close of the billing cycle. We will not charge you any interest on purchases if you pay your entire balance by the due date each month
Minimum Interest Charge
For Credit Card Tips from the
Consumer Financial Protection 
To learn more about factors to consider when applying for or using a credit card, visit the website of the Consumer  Financial Protection Bureau at
Annual Fee
Transaction Fees
Balance Transfer Fee None
Cash Advance Fee None
Foreign Transaction Fee Up to 1% of the transaction amount
Penalty Fees
Late Payment Up to $25.00
Over the Limit Fee None
Returned Payment Up to $20.00